Understanding Overdrafts & Bank Fees – Visual Money Skills Guide (2-Page PDF)

A clear two-page visual money-skills guide explaining overdrafts and common bank fees in simple, accessible language.

The first page explains what an overdraft is, how an overdraft limit works, gives a worked spending example, and includes practical reminders and role-play ideas. The second page introduces common types of bank fees and ways to reduce avoidable charges.

Suitable for older children, young people, SEND learners, life-skills teaching, home education and adults who benefit from visual explanations of everyday money concepts.

Included: one 2-page PDF digital download for on-screen use or printing. No physical item is supplied.

Please note: the fee amounts shown are illustrative examples only. Actual fees, overdraft terms and charges vary between banks and account types, and some examples use US banking terminology. This resource is educational and should not be treated as financial advice.